As part of the Legal Academy by FinTech Poland initiative, we are pleased to invite all members of the FinTech Poland ecosystem to a dedicated training session:

Regulatory Compass 2026

📅 10 March 2026
🕚 11:00–12:30 CET
📍 Online | Microsoft Teams

This session will focus on the most important regulatory developments for 2026 and beyond, and their practical implications for fintechs and financial institutions.

Agenda

I. Opening & Session Objective

How to navigate key regulatory changes in 2026+ from the perspective of fintechs and financial institutions.

II. “What’s on the Radar” 2026

A high-level regulatory roadmap and timeline overview:
AI Act + Polish AI Act, MiCA, PSD3/PSR, DORA, AML Package (AMLR/AMLA), eIDAS2 / EUDI Wallet, CCD2

III. New Technologies & Digital Assets

1. AI Act + Polish AI Systems Act
   Scope, roles of market participants, risk classifications, xAI requirements, governance and registers. National legislative status and operationalization: vendor due diligence, model monitoring, internal registers, DPIA-AI vs. GDPR DPIA.
2. Crypto & Digital Asset Markets – MiCA in Practice (2026)
   Regulatory overview in the Polish context. Practical approach: operational obligations, migration processes, licensing.

IV. Payments & Digital Identity

1. PSD3/PSR and eIDAS2
   Strong customer authentication, expanded framework for TPPs, Open Banking 2.0., eIDAS2 and EUDI Wallets – KYC, onboarding and digital signature scenarios.
2. Digital Identity: mObywatel and eIDAS2/EUDI

Practical implementation paths (registration, contract conclusion, consent, signatures). Key decision points (EUDI/mObywatel vs. traditional KYC), relation to SCA under PSD3/PSR and typical legal-UX risks.

V. Operational Resilience, Risk & Compliance

1. Operational Resilience – DORA & EBA Guidelines: Testing, ICT registers, outsourcing/cloud, supplier cascade. Practical lessons from industry workshops.
2. AML 2.0: AMLR/AMLA framework, harmonized requirements, risk-based approach in digital channels and AI-supported transaction monitoring.

VI. Consumer Protection & Credit Products

CCD2 and Consumer Regulations
Mapping the customer journey in credit products (pre-contractual information, advertising, creditworthiness assessment, remote channels, right of withdrawal).
Touchpoints with digital identity (eIDAS2/EUDI, mObywatel) and payments (PSD3/PSR), as well as common compliance pitfalls (“dark patterns”).

VII. Q&A

Short prioritization of key regulatory actions for the coming months.

Speakers

The training will be delivered by experts from PwC Legal:

Jakub Derulski, Attorney-at-law – Regulatory advisor for financial market entities, specializing in fintech, regtech and suptech. Experienced in proceedings before the Polish Financial Supervision Authority (KNF) and implementation of new regulations (AI, PSD2). He has advised startups and VC funds on licensing processes and fundraising, as well as financial sector transactions.

Konrad Frąckowiak, Attorney-at-law – Expert in banking law and AML/CFT. Provides regulatory advice to financial institutions and non-financial entities on AML structuring and outsourcing of banking activities. Experienced in implementing financial security measures in one of the largest commercial banks in the EU, as well as in innovative KYC and risk assessment solutions.

Registration

Prior registration is required.

👉 REGISTER HERE: [link]

The Microsoft Teams link will be sent directly to registered participants shortly before the event.

We warmly invite you to join the session.